:root{--navy-900: #0d1d2e;--navy-800: #12283e;--navy-700: #1b3a57;--navy-600: #2b5078;--accent: #eb6932;--accent-600: #d8551f;--accent-400: #ef8b60;--ink: #16202b;--body: #3d4753;--muted: #6b7684;--line: #e2e7ec;--surface: #ffffff;--surface-alt: #f5f7fa;--surface-navy-tint: #eef2f7;--ok: #1f9d55;--error: #c7362f;--chart-profit: #5cb85c;--chart-revenue: #63b3ed;--chart-expenses: #eb6932;--color-border: #e2e7ec;--color-text-secondary: #6b7684;--radius: 10px;--radius-sm: 6px;--radius-lg: 16px;--shadow-sm: 0 1px 3px rgba(16, 32, 48, .08);--shadow-md: 0 8px 24px rgba(16, 32, 48, .12);--shadow-lg: 0 20px 48px rgba(16, 32, 48, .18);--container: 1160px;--header-h: 76px;--font-sans: "Segoe UI", system-ui, -apple-system, "Helvetica Neue", Arial, sans-serif}*{box-sizing:border-box}html{font-size:100%;-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--font-sans);font-size:1rem;line-height:1.6;color:var(--body);background:var(--surface);-webkit-font-smoothing:antialiased}h1,h2,h3,h4{color:var(--ink);line-height:1.2;margin:0 0 .5em;font-weight:700}h1{font-size:clamp(2rem,5vw,3.1rem);letter-spacing:-.02em}h2{font-size:clamp(1.6rem,3.5vw,2.3rem);letter-spacing:-.01em}h3{font-size:1.25rem}p{margin:0 0 1rem}a{color:var(--accent-600);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;display:block}.uwg-container{width:100%;max-width:var(--container);margin:0 auto;padding:0 20px}.uwg-section{padding:clamp(3rem,7vw,5.5rem) 0}.uwg-section--alt{background:var(--surface-alt)}.uwg-eyebrow{text-transform:uppercase;letter-spacing:.08em;font-weight:700;font-size:.8rem;color:var(--accent-600);margin:0 0 .75rem}.uwg-lead{font-size:1.15rem;color:var(--muted)}.uwg-center{text-align:center}.uwg-measure{max-width:680px;margin-left:auto;margin-right:auto}.uwg-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font-family:inherit;font-weight:700;font-size:1rem;line-height:1;padding:.95em 1.6em;border-radius:var(--radius-sm);border:2px solid transparent;cursor:pointer;text-decoration:none;transition:background-color .2s ease,border-color .2s ease,color .2s ease,transform .05s ease}.uwg-btn:hover{text-decoration:none}.uwg-btn:active{transform:translateY(1px)}.uwg-btn--primary{background:var(--accent);color:#fff}.uwg-btn--primary:hover{background:var(--accent-600);color:#fff}.uwg-btn--navy{background:var(--navy-800);color:#fff}.uwg-btn--navy:hover{background:var(--navy-700);color:#fff}.uwg-btn--ghost{background:transparent;color:var(--navy-800);border-color:var(--navy-800)}.uwg-btn--ghost:hover{background:var(--navy-800);color:#fff}.uwg-btn--light{background:#fff;color:var(--navy-800)}.uwg-btn--light:hover{background:var(--surface-alt);color:var(--navy-800)}.uwg-btn--block{width:100%}.uwg-btn--lg{font-size:1.1rem;padding:1.1em 1.9em}:focus-visible{outline:3px solid var(--accent-400);outline-offset:2px}.uwg-visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}body.has-call-bar{padding-bottom:64px}@media (min-width: 768px){body.has-call-bar{padding-bottom:0}}.home{padding-top:var(--header-h)}.hero{background-size:cover;background-position:center;color:#fff}.hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center;padding:clamp(2.5rem,6vw,5rem) 20px}.hero-copy{max-width:620px}.hero-eyebrow{text-transform:uppercase;letter-spacing:.1em;font-weight:700;font-size:.8rem;color:var(--accent-400);margin:0 0 .75rem}.hero h1{color:#fff;margin-bottom:.75rem}.hero-sub{color:#cdd8e3;font-size:1.15rem;max-width:52ch}.hero-points{list-style:none;margin:1.4rem 0 1.8rem;padding:0;display:grid;gap:.6rem}.hero-points li{display:flex;align-items:center;gap:.6rem;color:#e7eef5;font-weight:500}.hero-points svg{color:var(--accent-400);flex:0 0 auto}.hero-cta{display:flex;align-items:center;gap:1rem;flex-wrap:wrap}.hero-or{color:#9fb0c0;font-weight:600;font-size:.95rem}.trust{background:var(--navy-800)}.trust-inner{display:flex;flex-wrap:wrap;justify-content:space-between;gap:1rem;padding:1.1rem 20px;color:#e7eef5}.trust-item{display:flex;align-items:center;gap:.55rem;font-weight:600;font-size:.95rem}.trust-item svg{color:var(--accent-400)}.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin:2.5rem 0}.how-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2rem 1.5rem;box-shadow:var(--shadow-sm)}.how-num{position:absolute;top:-14px;left:1.5rem;width:30px;height:30px;border-radius:50%;background:var(--navy-800);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}.how-icon{color:var(--accent);margin:.5rem 0 .75rem}.how-card h3{margin-bottom:.4rem}.how-card p{color:var(--muted);margin:0}.covers-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:2.5rem 0 1.5rem}.cover-card{display:flex;align-items:center;gap:.8rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.25rem;font-weight:700;color:var(--navy-800)}.cover-card svg{color:var(--accent);flex:0 0 auto}.covers-note{color:var(--muted);font-size:.95rem}.why-wrap{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}.why-copy p{color:var(--body);font-size:1.05rem}.why-list{list-style:none;margin:1.25rem 0 1.75rem;padding:0;display:grid;gap:.6rem}.why-list li{display:flex;align-items:center;gap:.6rem;font-weight:600;color:var(--ink)}.why-list svg{color:var(--ok);flex:0 0 auto}.faq{margin-top:2rem}.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:.75rem;padding:0 1.1rem}.faq-item summary{cursor:pointer;font-weight:700;color:var(--navy-800);padding:1rem 0;list-style:none;display:flex;justify-content:space-between;align-items:center}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";color:var(--accent);font-size:1.4rem;font-weight:700}.faq-item[open] summary:after{content:"–"}.faq-item p{color:var(--muted);margin:0 0 1rem}@media (max-width: 900px){.hero-inner{grid-template-columns:1fr;gap:2rem}.hero-form{order:2}.why-wrap{grid-template-columns:1fr;gap:2rem}.how-grid{grid-template-columns:1fr}.covers-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width: 480px){.covers-grid{grid-template-columns:1fr}.trust-inner{justify-content:flex-start;gap:1rem 1.5rem}}.uwg-header{position:fixed;top:0;left:0;width:100%;z-index:9999;background:#fff;height:var(--header-h);border-bottom:1px solid var(--line);transition:box-shadow .25s ease}.uwg-header.scrolled{box-shadow:var(--shadow-sm)}.uwg-header-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:1rem}.uwg-logo-link{display:flex;align-items:center;height:100%}.uwg-logo{max-height:42px;width:auto}.uwg-desktop-nav{display:flex;align-items:center;gap:1.75rem}.uwg-nav-list{display:flex;align-items:center;gap:1.5rem;list-style:none;margin:0;padding:0}.uwg-nav-link{color:var(--navy-800);font-weight:600;font-size:.98rem;text-decoration:none;padding:.4rem 0;border-bottom:2px solid transparent;transition:color .2s,border-color .2s}.uwg-nav-link:hover{color:var(--accent-600);text-decoration:none}.uwg-nav-link.active{color:var(--accent-600);border-bottom-color:var(--accent)}.uwg-nav-phone{color:var(--navy-800);font-weight:800;font-size:1rem;white-space:nowrap}.uwg-nav-phone:hover{color:var(--accent-600);text-decoration:none}.uwg-nav-cta{white-space:nowrap}.uwg-mobile-toggle{display:none;background:none;border:0;font-size:1.6rem;line-height:1;color:var(--navy-800);cursor:pointer;padding:.25rem .5rem}.uwg-mobile-menu{position:fixed;top:var(--header-h);left:0;right:0;bottom:0;background:#fff;padding:1.5rem 20px 2rem;display:flex;flex-direction:column;gap:1rem;overflow-y:auto}.uwg-mobile-menu ul{list-style:none;margin:0 0 .5rem;padding:0}.uwg-mobile-menu li{border-bottom:1px solid var(--line)}.uwg-mobile-link{display:block;padding:1rem .25rem;color:var(--navy-800);font-weight:600;font-size:1.15rem;text-decoration:none}.uwg-mobile-link.active{color:var(--accent-600)}@media (max-width: 900px){.uwg-desktop-nav{display:none}.uwg-mobile-toggle{display:block}}.uwg-footer{background:var(--navy-900);color:#c6d2de}.uwg-footer-top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2.5rem;padding:3.5rem 20px 2.5rem}.uwg-footer-brand p{color:#9fb0c0;max-width:38ch}.uwg-footer-name{color:#fff;font-weight:800;font-size:1.2rem;display:block;margin-bottom:.75rem}.uwg-footer-phone{display:block;color:#fff;font-weight:800;font-size:1.3rem;margin-top:.5rem}.uwg-footer-phone:hover{color:var(--accent-400);text-decoration:none}.uwg-footer-hours{color:#9fb0c0;font-size:.85rem}.uwg-footer-col{display:flex;flex-direction:column;gap:.6rem}.uwg-footer-col h4{color:#fff;font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;margin:0 0 .4rem}.uwg-footer-col a{color:#c6d2de;font-size:.95rem}.uwg-footer-col a:hover{color:#fff;text-decoration:none}.uwg-footer-legal{border-top:1px solid rgba(255,255,255,.12);padding:1.75rem 20px 2.5rem}.uwg-footer-legal p{color:#8698a9;font-size:.78rem;line-height:1.6;margin-bottom:.9rem}.uwg-footer-legal a{color:#b9c6d4;text-decoration:underline}.uwg-footer-copy{font-size:.8rem!important;color:#74889a;margin-bottom:0!important}@media (max-width: 760px){.uwg-footer-top{grid-template-columns:1fr;gap:2rem}}.qw{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);padding:1.75rem;width:100%}.qw--compact{padding:1.5rem}.qw-head{display:flex;align-items:baseline;justify-content:space-between;gap:1rem}.qw-title{margin:0;font-size:1.3rem}.qw-step-count{color:var(--muted);font-size:.82rem;font-weight:600;white-space:nowrap}.qw-progress{height:6px;background:var(--surface-navy-tint);border-radius:999px;overflow:hidden;margin:.85rem 0 1.4rem}.qw-progress span{display:block;height:100%;background:var(--accent);transition:width .3s ease}.qw-hp{position:absolute;left:-9999px;height:0;overflow:hidden}.qw-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem 1.1rem}.qw-field{display:flex;flex-direction:column;gap:.35rem}.qw-field--full{grid-column:1 / -1}.qw-field label{font-size:.82rem;font-weight:700;color:var(--navy-800)}.qw-field input,.qw-field select{font-family:inherit;font-size:1rem;padding:.7rem .75rem;color:var(--ink);border:1.5px solid var(--line);border-radius:var(--radius-sm);background:#fff;width:100%}.qw-field input:focus,.qw-field select:focus{border-color:var(--accent);outline:none}.qw-field.has-error input,.qw-field.has-error select{border-color:var(--error)}.qw-err-msg{color:var(--error);font-size:.78rem;font-weight:600}.qw-review{display:flex;flex-direction:column;gap:1.1rem}.qw-summary{list-style:none;margin:0;padding:0;border:1px solid var(--line);border-radius:var(--radius-sm);overflow:hidden}.qw-summary li{display:flex;justify-content:space-between;gap:1rem;padding:.6rem .9rem;font-size:.92rem}.qw-summary li:nth-child(odd){background:var(--surface-alt)}.qw-summary li span{color:var(--muted)}.qw-summary li strong{color:var(--ink);text-align:right}.qw-consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.74rem;line-height:1.5;color:var(--muted);background:var(--surface-alt);padding:.9rem;border-radius:var(--radius-sm);border:1px solid var(--line)}.qw-consent.has-error{border-color:var(--error)}.qw-consent input{margin-top:.15rem;width:18px;height:18px;flex:0 0 auto;accent-color:var(--accent)}.qw-submit-error{color:var(--error);background:#fdecea;border:1px solid #f5c6c2;padding:.7rem .9rem;border-radius:var(--radius-sm);font-size:.88rem;margin:0}.qw-actions{display:flex;gap:.75rem;margin-top:1.4rem}.qw-next{margin-left:auto}.qw-reassure{text-align:center;color:var(--muted);font-size:.8rem;margin:1rem 0 0}.qw-done{text-align:center;padding:1rem .5rem}.qw-done-check{width:56px;height:56px;border-radius:50%;background:var(--ok);color:#fff;font-size:1.8rem;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem}.qw-done-call{color:var(--muted);font-size:.95rem}@media (max-width: 480px){.qw{padding:1.3rem}.qw-grid{grid-template-columns:1fr}.qw-actions{flex-wrap:wrap}}.c2c-btn{white-space:nowrap}.c2c-hours{font-weight:500;opacity:.8;font-size:.8rem;margin-left:.25rem}.c2c-btn[data-placeholder=true]{position:relative}.c2c-btn[data-placeholder=true]:after{content:"placeholder";position:absolute;top:-8px;right:-8px;background:#c7362f;color:#fff;font-size:.6rem;font-weight:700;padding:1px 5px;border-radius:4px;text-transform:uppercase}.c2c-bar{position:fixed;bottom:0;left:0;right:0;z-index:9000;display:flex;align-items:center;justify-content:center;gap:.5rem;height:56px;background:var(--accent);color:#fff;font-weight:700;text-decoration:none;box-shadow:0 -2px 12px #0003}.c2c-bar:hover{text-decoration:none;color:#fff}.c2c-bar-label{font-weight:600;opacity:.95}.c2c-bar-num{font-weight:800}@media (min-width: 768px){.c2c-bar{display:none}}.inner-main{padding-top:var(--header-h)}.page-hero{background:var(--navy-800);color:#fff;padding:clamp(2.5rem,6vw,4rem) 0}.page-hero h1{color:#fff;margin-bottom:.4rem}.page-hero p{color:#cdd8e3;font-size:1.1rem;margin:0;max-width:60ch}.quote-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:3rem;align-items:start}.quote-aside h2{font-size:1.6rem}.quote-aside ul{list-style:none;margin:1.25rem 0 1.75rem;padding:0;display:grid;gap:.75rem}.quote-aside li{display:flex;gap:.6rem;align-items:flex-start;color:var(--ink);font-weight:500}.quote-aside li svg{color:var(--ok);flex:0 0 auto;margin-top:2px}.quote-aside-call{margin-top:.5rem}.prose{max-width:720px}.prose h2{margin-top:2rem}.prose h3{margin-top:1.5rem}.prose p,.prose li{color:var(--body)}.prose ul{padding-left:1.2rem}.prose li{margin-bottom:.4rem}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:2rem}.feature-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow-sm)}.feature-card svg{color:var(--accent);margin-bottom:.6rem}.feature-card h3{margin-bottom:.35rem}.feature-card p{color:var(--muted);margin:0}.legal-updated{color:var(--muted);font-size:.9rem;margin-bottom:1.5rem}.cta-band{background:var(--navy-800);color:#fff}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap;padding:clamp(2.5rem,5vw,3.5rem) 20px}.cta-band h2{color:#fff;margin-bottom:.3rem}.cta-band p{color:#cdd8e3;margin:0}.cta-actions{display:flex;gap:1rem;flex-wrap:wrap}@media (max-width: 900px){.quote-layout{grid-template-columns:1fr;gap:2rem}.quote-aside{order:2}.feature-grid{grid-template-columns:1fr}}.about-cta{margin-top:1rem}